Mortgage growth to slow in 2026

Mortgage lending growth in the UK is set to slow to 2.8% in 2026, down from an expected 3.2% this year, according to the EY ITEM Club. The report highlights that affordability issues and stagnant real income growth will hinder potential buyers. Additionally, total UK bank lending growth across mortgages, business borrowing, and consumer credit is projected to decrease from 3.8% this year to 3.3% in 2026. 

Daily Mail (17/11/2025)