Millennials turn to property investment

Millennials are increasingly turning to property investment rather than buying homes to live in, despite being less likely than previous generations to own their own property. They now account for around half of all new shareholders in buy-to-let companies in England and Wales. For many, building a portfolio of rental properties offers more flexibility, income and mobility than purchasing a single long-term home. Social media has helped fuel this trend by promoting property investment as accessible and achievable, particularly through influencers sharing advice and success stories. Although buy-to-let has become more challenging due to higher interest rates, tighter regulation, and tax changes, some younger investors continue to use limited company structures, focusing on long-term capital growth rather than short-term yields. Disillusionment with pensions and concerns about long-term economic security are also pushing young people towards property, which many still regard as a safe and understandable asset class. 

The Daily Telegraph (24/01/2026)